John started his drywall business just after he and Patty were married. Together, they worked hard the first five years doing residential drywall. Patty ran the office and John ran the field. During these five years, they built quite a nest egg and were also able to build Patty's four-bedroom dream home. After investing five long hard years into their business, John and Patty decided it was time to start their family.
Patty interviewed and hired a full-time bookkeeper so she could be a stay-at-home mom. Although residential business had slowed a little, John and Patty decided it would be a good time to expand into the light commercial market. They met with their banker, insurance agent and CPA to discuss the business expansion. The banker provided John and Patty a line of credit and the insurance company did a fine job making sure that they were protected. With financing and insurance in place, the CPA encouraged John and Patty to move forward with their plans.